Well, I'm now half way through May and as mentioned in a previous post, I've been a bit spendy so far this month, which has not really been ideal. There were quite a few things I just couldn't resist buying at the CS at the beginning of the month, but thankfully my impulses have now calmed down and I'm managing to resist temptation a lot more.
Having said this, I did have a small splurge at Home Bargains this week to buy lots of toiletries and a few other bits and pieces, which did just about max out my remaining budgets.
There were a couple of unexpected expenses that arose this month. LB needed a scientific calculator for an upcoming Maths test and with her GCSE's coming up in the next couple of years, it was a good time to just buy her one. It only cost £9 though, which wasn't too bad.
In addition to the extra £15 school trip that I needed to pay for this month, another trip was arranged that cost another £10. These two trips, LB's calculator and a couple of other things I bought for her has meant that her budget has gone way over this month, but this couldn't be helped and it has come under for a few months now, so I'm not too worried about it.
I won't, however, be able to buy any of her school uniform for next year this month, as I'd hoped, but it will wait. To budget for this, I may start putting any future excess from her budget into a separate account, until there's enough money to place an order with the uniform company.
Aside from spending on LB, I also needed to purchase a couple of expensive toiletry/make up products for me this month, as in addition to running out of perfume, I ran out of both shampoo and foundation. As I use natural products, it was costly to replace these and although I bought a small travel size (15ml) of the foundation to try to get me through the next few months, it still set me back £13.50 and the shampoo I use costs £10.
Some of these expenses, combined with this weeks trip to Home Bargains, where I stocked up on mouthwash, distilled witch hazel, small packs of tissues and cotton pads, served to take care of the rest of the household budget for this month. I may go over a little, as I will probably need to buy some more dog food and toilet rolls before the end of the month, but hopefully, it will just be a matter of a few pounds over.
With two weeks to go, my personal budget is overspent by £8.77, LB's is over by £18.44 and the Home budget is £2.14 overspent. I still have most of the budget to buy OH's birthday/belated Xmas present this week. He's decided on a new pair of trainers, plus some small cycling items, so we'll be going to check out the local Nike and cycle store for those and I've bought him a few other bits too.
There's just over £2 left in the Misc budget and 36p left in the Household budget, and I've got at least £60 left each week to spend on food, so things aren't too desperate. I may even be able to claw back some of the overspends from the food budget if I'm really careful. I'll let you know the final tally in my monthly roundup.