Not Quite So Low Spend October 2024

Buoyed by my relative success at keeping my spending low in September, I decided to continue in the low spend vein during October.

The start of the month coincided with my recovering from a chesty cold and so a visit to Home Bargains was in order to stock up on medications, i.e. cough linctus, lozenges, paracetamol, vitamins, plus other essentials that I use regularly, such as my favourite mouthwash, dettol, a few snacks and laundry products. I did throw a few extras in, some hair claw clips and some french manicure false nails, but these cost just 99p each. I also bought some chocolates for the Xmas tree and an Xmas gift for OH too. It all added up to a £42 spend. Fortunately, it's usually only a once a month visit.

My Pay As You Go gym membership needed renewing this month too, which cost a one off payment of £44.80, so I took care of that at the beginning of the month.

I got a little extra in my pay packet this month, as I'd worked quite a lot in September. This came in very useful, as we had a trip to Spain/France on the ferry booked and I needed to buy some euros to take on the trip.  I spent around £185 whilst on holiday, mainly on gifts for OH and LB for Xmas/birthday. I bought very little for myself, save for a few bits from Emmaus. I didn't really need or want anything. Besides, it was my birthday whilst we were away, so OH bought me a few bits for that and some new perfume when we got home, as it was cheaper to buy here than in France.

After returning from holiday, my spending did increase. I've been buying small bits and pieces for Xmas all through the month, and placed a £26 Approved Food order, so it definitely wasn't an ultra low spend month. I made a few charity shop visits this month too, buying a few bits for myself, OH and LB and in addition bought myself a sweater from Tesco and some inexpensive boots from Primark (for work) this month. I also treated us to one new set of towels for the bathroom. (A second set I bought at the beginning of November)

LB also furnished me with her Xmas wish list towards the end of the month, so I bought a couple of things from that this month and I gave a birthday gift of £30 this month too.

I was way too optimistic about my spending in October, after doing so well in September. I didn't spend all of the money in my account, I let some carry over into November and then at the end of November I will probably transfer some money to savings, depending on whatever is left. My total spend was, however,  £400 more than the previous month, so a bit of a fail on the low spend front. 

I can't see November being much better, but who knows. I'll keep you posted.