Yes, I know I've said this before in other months and then gone on to spend way more than I intended, but this month, it really is my intention to have a low spend month. I won't promise a no spend one, as this is virtually impossible for me, but low spend might be manageable.
With LB moving into her new flat on the 2nd day of the month, the main expenditure in this regard is over and done with. Anything the flat now needs, she and her flatmate will need to buy themselves. I am planning to put some money aside each month to help her with paying utility bills, as it is all new to her and I think she'll need the financial support this year, but hopefully, other than this I won't need to buy anything else for her.
The summer months have been expensive, with a wedding to attend, a holiday, the garden renovation, flat hunting, dental treatment, paying deposits, buying what was needed for the flat, etc., so it's quite a relief to come to a point where I can finally stop spending money, hopefully. I'm all spent out and need to just have a rest from spending and start doing a bit of saving instead.
I'm looking forward to just picking up my patchwork and working on that. It costs me nothing (although I did buy some more pillow cases to use the fabric to finish the quilt top) but these cost just £4, which isn't a big expense. I am happy to sit doing this for hours on end rather than going out and spending money. I'm hoping that I will mostly only need to buy groceries this month and very little else.
I probably will still pay the odd visit to a charity shop during the month, as it is Second Hand September afterall, but I will be very mindful of what I buy, it will have to be something useful and needed. I don't need much at the moment. I have plenty of clothes that I enjoy wearing, for both work and play, I have more houseplants than I have room for, a pile of stuff I need to donate, work to do at the allotment/in the garden and plenty of craft projects to get on with, so I will occupy my time with these things and with going to the gym, exercising and eating well.
We may pay a visit to Yorkshire at some point this month to visit family and we have a ferry crossing to Europe to use, which we may use to go to France, if I can get some time off work. Getting out of London, even just for a couple of nights, would make a very refreshing change at the moment, but we'll just have to see how things pan out.
I'll try to keep you posted with my progress this time around and hopefully I'll have more success than in more recent attempts at low spend months.
I regularly did no spend/low spend September, I'm not actively doing it this year, but I am watching what we spend, I should be no spend on crafts, but the garden cost what it needs, hopefully I'm at the point where it's all sorted.
ReplyDeleteI wish I could join in your low spend September, but we are going away for a few days. I guess I will need to do a low spend October (if that is at all possible around here). Wishing you luck and that there are no surprises.
ReplyDeleteGod bless.