A Mixed Bag of a Day

Wednesday here was really mixed bag. The day started off well enough with my aerobics class. It was the last class by our current stand in teacher as she has other commitments, but we will hopefully get a new teacher next week, although none of us know who it will be yet.

On the way home from the gym, I had to pop to the doctors to get a blood test, as I'm having a thyroid review appointment with the doctor next week and I thought it would be useful for them to be able to see my current levels.

Then I had to call at the library and return some books that I'd borrowed a few weeks ago. Unfortunately the library was closed, so I had to kill some time doing a bit of grocery shopping around and about before going back later when it opened. I took out a new book.  This one.

It has some interesting healthy recipes in it.

Particularly this one, which is similar to something that I have recently been having for breakfast or as a dessert on quite a regular basis, using chia seeds and almond milk. There were a couple of differences, one being that this recipe is made the night before and left in the fridge overnight to set, as well as being whisked to prevent the chia seeds clumping together. The other is that there are a couple of added ingredients that I don't normally use, such as vanilla extract, maple syrup (I used agave syrup) and nutmeg (the recipe stated cinnamon, but I prefer nutmeg).  I made some up that evening and looked forward to seeing how it turned out.

The next morning I added some sliced banana and it was lovely, much better than my usual attempts. Here's a picture of my version, which I will definitely be making more regularly in future.

I've come to really enjoy this breakfast and after not having had it for a few days whilst away, I relished it even more.

Anyway, back to Wednesday.  When I got home from shopping and the library, I opened a bank statement that had arrived for me, relating to my business account.  I was horrified to see that I'd been charged nearly £100 in bank charges for going overdrawn.  I was so shocked.  I have never gone overdrawn on my business account and don't have a facility.  I immediately rang the bank and explained that I was very surprised at the amount of the charges and that I'd never been overdrawn before and luckily they very kindly offered to waive the charges.

Basically, I had purchased something for my business on eBay and Paypal had taken the money directly from my bank account, instead of it going on my business credit card as it normally does.  It is the first time that this has ever happened and hopefully it will be the last.  The £12 or so I was overdrawn then accumulated £8 per day in overdraft charges over the subsequent 12 days.  I should have checked my account earlier, but as things have been very quiet lately, I didn't think there was any need.  How wrong I was.

Anyway, hopefully thanks to the bank being very reasonable about it, things have now been resolved and my panic is over, but it has taught me a very big lesson for the future, namely to keep a regular track of my business bank account and to pay very close attention when paying on eBay to avoid this ever happening again.  The day could have been a lot worse.